More About State Farm Auto Insurance

State Farm Auto Insurance Auto Insurance offers solid coverage and excellent customer service, but it’s going to not be your most affordable option.

State Farm Auto Insurance is that the nation’s largest auto insurer, and it’s held that position for nearly 75 years. it’s built a loyal following by placing stress on customer service, offering customers a high-quality experience whether or not they interact with the corporate online, over the phone, or head to head. State Farm Auto Insurance scored well within the latest J.D.

If you’re trying to find optional coverages like new car replacement or gap coverage, you’ll choose another insurer, however.

As far as affordability is anxious, State Farm Auto Insurance consistently has higher rates than its main competitors, Geico and Progressive. The most effective thanks to finding an all-time low price on the extent of coverage you would like is to induce quotes from multiple providers and compare them to seek out the most effective rate for you.


The Specs

Price Varies by location, vehicle and other factors
Best For People who place a high value on customer service
Not For People looking for the lowest price
Discounts Accident-free
Anti-theft device
Defensive driving course
Drive Safe & Save
Driver training
Good driving
Good student
Passive restraint
Steer Clear course
Student away at school
Vehicle safety
States Served 50
In Business Since 1922
Better Business Bureau Rating A
A.M. Best Rating A++
S&P Rating AA
Standout Features Excellent customer service
Coverage for antique and classic cars
Good selection of discounts



The Claim

State Farm Auto Insurance markets itself as “a good neighbor,” there to help you when things get it wrong. It offers quality auto coverage and top-notch claims service at a rate that easily fits into most people’s budgets.

Is it True?

Sort of. State Farm Auto Insurance is the nation’s largest auto insurer and permanently reason. In an industry known for unhappy customers, State Farm Auto Insurance stands out for its excellent customer service and efficient claims handling. within the latest J.D. Power survey, State Farm Auto Insurance did well, scoring above the regional average seven out of 11 times. Customers were most impressed with the interactions that they had with State Farm Auto Insurance’s agents, both in the flesh and over the phone.

Consumers were somewhat less satisfied with their rates. In my quote comparison, I found State Farm Auto Insurance to be costlier than its competitors, Progressive and Geico, but what quantity more relied on the amount of coverage. Its rates were within $50 of my cheapest quote for state minimum coverage, but after I chose higher limits, the price rose significantly. you will get a unique result, but you’ll need to get a quote to seek out out.


Annual Premium Cost
(State minimum coverage)
Annual Premium Cost
Progressive $230 $284
Geico $240 $302
State Farm Auto Insurance $274 $444
Allstate $386 $474



What Others Are Saying

  • USA Today wrote a piece of writing a few studies published by the buyer Federation of America that implies that auto insurers unfairly discriminate against low-income drivers. Auto insurers disagreed, claiming the study was “rigged.” it had been noted, though, that of all the insurers tested, State Farm Auto Insurance was the fairest.
  • Crain’s Chicago Business discussed State Farm Auto Insurance’s recent rate hikes of about three percent nationwide. it’s not the sole insurer to possess increased its prices as lately. Allstate and Geico are charging more in addition. When asked about these rate increases, a State Farm Auto Insurance spokesperson said: “There are many factors that contribute to higher frequency including distracted driving, more congested driving conditions and more miles being driven.”
  • CBS News reported that State Farm Auto Insurance has recently filed patents for devices that might enable them to collect more physiological data about their customers, including pulse, breathing, and eye movements. This data is allegedly correlated to how safe you drive. the corporate has no immediate plans to start developing or using this technology, but it remains a break for the long run. When asked for comment, a State Farm Auto Insurance spokeswoman merely responded, “Because of the character of our innovation work and patent program, we are unable to produce further comments at now.”

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